I’ve been studying for the Property and Casualty Insurance Exam…
And sometimes, it can get boring as hell.
Facts, figures, tables…it gets old, fast.
But what interests me are the ideas behind the Insurance…the Categories if you will.
Because they are not just about your house or your car…
They’re about the hidden secrets of the Indo-European Warrior Caste!
Just how you ask?
Read on and find out!
SECURITY’S GREAT CHAIN OF BEING
Many things in life seem to be about Security…keeping what you’ve got, whether Spiritual in the world of Form, or Material in the world of Matter.
Getting more or using what you’ve got, that’s another thing entirely.
Insurance is about Security…it’s about keeping what you got, by replacing what was lost.
Insurance is the Merchant Caste’s equivalent of Security. It’s the Leviathan of money that offers protection, allowing for the flow of trade and commerce.
It’s backed up, of course, by literal Warriors. The Warrior Caste enforces physical security for the Merchant Caste money security.
That’s the foundation of Civilization…
A Great Chain of Being in Action.
EXPOSURE & RISK
There’s a few key terms you gotta know when it comes to Insurance.
And this is where the rubber meets the road…shining the light on the Big Picture that goes beyond simple “Home & Auto”.
Insurance is all about Exposure.
Good ol’ Uncle Bill’s Guide to Property/Casualty Insurance defines Exposure as “the chance of loss”.
Now Exposure is all about Risk…
Uncle Bill defines Risk as “the uncertainty of loss.”
Now there are two kinds of Risk…
And this is where things get interesting!
TWO KINDS OF RISK
The first kind of Risk is called Pure Risk.
Pure Risk is defined as “loss or no loss”. That means that if your house burns down or you get into a car crash, there’s no way you could “financially gain”.
Either your house is standing and your car is intact…no loss.
Or your house is burnt down and your car is crashed…loss.
Now the other kind of Risk is called Speculation.
Speculation is defined as “the outcome could be either gain or loss.”
Gambling is Speculation…you could win or you could lose.
You’re not just keeping what you got in security…there’s a chance to get something more.
“You can’t win if you can’t play!”
And you also can’t lose!
RISK EAGLE & SNAKE STYLE
These two types of Risk say a lot about how we look at life…particularly, War.
And each type of Risk is unique to the two Spiritual outlooks I describe in my flagship article, “The Eagle & The Snake: The Secret Key to Pulp Fiction”.
When it comes to the Spiritual outlook of the Tellurgic Snake Cult…what our Modern World is built upon…they see War as Pure Risk.
This is epitomized in novels like All Quiet on the Western Front by Erich Maria Remarque, and in songs like “War” by Edwin Starr.
Just take a look at the lyrics:
“War, huh, yeah
“What is it good for?
“Absolutely nothing, uhh
“War, huh, yeah
“What is it good for?
“Absolutely nothing
“Say it again, y’all!”
In their view, War only offers the chance of Physical death and Spiritual destruction…nothing redeeming.
When it comes to the Spiritual outlook of the Solarian Eagle Cult…what the Indo-European Warrior Caste has been built on throughout history…they see War as Speculation.
This is epitomized in novels like Storm of Steel by Ernst Junger, in songs like “Private Wilson White” by Marty Robbins.
Just take a look at the lyrics:
Private Wilson White! America is proud tonight!
Proud to claim you for their hero, Private White!
“On a battlefield one day, in a land so far away,
“Mid the rattle of machine guns in the dawn’s first golden light,
“Twenty men lay close to death, nineteen of them held their breath,
“While one volunteered to save them, volunteered to give his life!
“Private Wilson White! America is proud tonight!
“Proud to claim you for their hero, Private White!”
In their view, War doesn’t just offer the chance of Physical death in Matter and Spiritual destruction of Form…
It offers a chance at Spiritual Transcendence—a greater Form to shape Matter into, and something not dependent on Matter at all.
It’s the Path of the Hero, towering tall…even unto death and beyond!
YOU CAN’T WIN IF YOU DON’T PLAY!
When we are talking about War, we’re no longer talking about financial loss or gain that your local Insurance office deals with.
We’re talking about something more. We’re talking about something Physical in the world of Matter…and something Spiritual in the world of Form.
You see, in the Tellurgic Snake Cult, War is only seen as loss or no loss:you lose if you fight, you don’t lose if you don’t.
But in the Solarian Eagle Cult, War is seen as a chance for loss…
And a chance for gain.
Now the loss may be Physical in the world of Matter. The loss may be Spiritual in the world of Form.
But the gain can also be Physical in the world of Matter. And the gain by Spiritual in the world of Form.
And the Spiritual Gain is the most important Gain of them all…
Because it drives the recovery to come back from any loss that does take place…Physical or otherwise.
That’s because it’s the Spirit that animates the Physical in the first place…Matter without Form is just a shapeless blob of nothing.
You can’t win if you don’t play!
Sincerely,
Richard Barrett
07-19-2025, edited and completed 09-30-2025
Written at 2:04 PM, somewhere in the USA…
PULP FICTION RENAISSANCE 